International insurance fronting across major markets

We provide compliant, efficient fronting solutions for insurance companies operating in the UK, US, Canada, and Bermuda. Streamline your global operations with our regulatory expertise.

4
Key Jurisdictions
$2B+
Premium Volume
150+
Active Partners
24/7
Support Available

Comprehensive fronting services

Our tailored solutions enable you to access regulated markets efficiently while maintaining operational control.

Licensed Paper Provision

Access our admitted carrier licenses across all four jurisdictions. Issue compliant policies under our paper while maintaining your underwriting authority.

Regulatory Compliance

Full regulatory reporting and compliance management. We handle all statutory filings, capital requirements, and regulatory correspondence.

Claims Administration

Dedicated claims handling services with local expertise. We manage the entire claims process while keeping you informed at every stage.

Premium Collection

Efficient premium collection and reconciliation services. Automated payment processing with transparent reporting and fast remittance.

Reinsurance Facilitation

Seamless reinsurance program integration. We coordinate with your reinsurers and manage all treaty administration requirements.

Financial Reporting

Comprehensive financial reporting and analytics. Real-time dashboards, quarterly reviews, and detailed portfolio performance insights.

Four key jurisdictions

Strategic licensing across the world's most important insurance markets.

United Kingdom

FCA & PRA Authorized

Full authorization from the Financial Conduct Authority and Prudential Regulation Authority. Access to UK and EEA markets with comprehensive Lloyd's market connectivity.

Lloyd's syndicate relationships
EEA passporting capabilities
London market expertise

United States

Multi-State Licensed

Licensed across all 50 states with admitted carrier status. Deep understanding of state-specific requirements and NAIC compliance standards.

50-state admitted licenses
Surplus lines capabilities
NAIC reporting expertise

Canada

OSFI Regulated

Licensed under the Office of the Superintendent of Financial Institutions with provincial registrations. Complete coverage across all Canadian provinces and territories.

Federal OSFI authorization
All provincial registrations
Bilingual operations

Bermuda

BMA Licensed

Bermuda Monetary Authority licensed carrier with extensive reinsurance market access. Ideal for captive and alternative risk transfer arrangements.

Class 3B BMA license
Captive insurance expertise
Reinsurance hub access

How it works

A streamlined process designed for efficiency and transparency.

1

Initial Assessment

We review your requirements, target markets, and underwriting approach to ensure alignment.

2

Structure Agreement

We design a tailored fronting structure with clear terms, pricing, and service level agreements.

3

Platform Integration

Connect your systems to our platform for seamless policy issuance and data exchange.

4

Ongoing Support

Continuous support from our dedicated team with regular reviews and optimization.

Workflow & Coordination

An intuitive end-to-end process that seamlessly coordinates brokers, underwriters, and fronting partners for efficient insurance fronting.

Insurance Fronting Workflow

Client Inquiry Broker Assessment Underwriter Review Fronting Partner Approval Policy Issuance Rejection Notice Premium Collection Claims Handling Reinsurance Coordination
Brokers
Client acquisition, initial risk assessment, and proposal development
Underwriters
Detailed risk evaluation, pricing, and terms negotiation
Fronting Partners
Licensing, compliance, policy issuance, and ongoing administration

Key Coordination Points

  • Real-time data sharing between all parties
  • Automated approval workflows and notifications
  • Integrated compliance monitoring
  • Centralized claims management system

Process Efficiency

Average Processing Time 3-5 Business Days
Approval Rate 95%
Claims Settlement <48 Hours
Regulatory Compliance 100%

Recommendations & Best Practices

Industry insights and strategic recommendations to optimize your insurance fronting operations.

Regulatory Compliance

Maintain dedicated compliance teams for each jurisdiction. Implement automated monitoring systems for regulatory changes and reporting deadlines.

Technology Integration

Adopt API-first architectures for seamless integration. Implement blockchain for secure, transparent transaction records across borders.

Risk Management

Diversify across multiple jurisdictions to mitigate concentration risk. Maintain robust reinsurance programs with multiple layers of protection.

Partnership Selection

Choose fronting partners with proven track records and strong regulatory relationships. Prioritize those with advanced technology platforms.

Data Analytics

Leverage AI and machine learning for predictive underwriting. Implement comprehensive dashboards for real-time portfolio monitoring.

Market Expansion

Start with one jurisdiction before expanding. Build local expertise and relationships before entering new markets.

Strategic Insights

Emerging Trends

  • • Increased focus on ESG (Environmental, Social, Governance) underwriting
  • • Growth of parametric insurance products
  • • Rise of insurtech partnerships for innovative solutions
  • • Enhanced cyber risk coverage demands

Success Metrics

  • • Time-to-market for new products: <30 days
  • • Claims processing efficiency: >98% automated
  • • Customer satisfaction: >95% retention rate
  • • Regulatory compliance: 100% audit success

Built on regulatory expertise and market knowledge

With decades of combined experience in insurance regulation and international markets, our team provides the expertise you need to navigate complex jurisdictions confidently.

We maintain strong relationships with regulators across all four jurisdictions and stay ahead of regulatory changes that could impact your business.

Regulatory Excellence
Impeccable regulatory track record across all jurisdictions
Experienced Team
Insurance professionals with Big Four and regulatory backgrounds
Proven Track Record
Supporting growth for 150+ insurance partners globally
Capital Strength
A-Rated
Years in Operation
25+
Annual Premium Volume
$2.4B
Response Time
<2 Hours

Ready to expand your market reach?

Schedule a consultation with our team to discuss your international fronting needs.

Email
contact@globalfront.com
Phone
+44 20 7123 4567
Headquarters

London, United Kingdom